The Go To Resource for maximizing credit card rewards

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Membership Rewards (MR) points from American Express can be earned using several credit cards such as the American Express Blue Business, Business Gold and several version of the Platinum Cards.

Every few months Amazon rolls out a promotion that offers discount on anything that Amazon sells (excluding Amazon giftcards and items sold via third party sellers) when at least 1 (MR point) is used for the purchase with a linked card to Amazon account. With the current promotion (targeted) you can get 20% off (max $50) by using atleast 1 MR point at checkout. In theory, using points for shopping at Amazon is really a bad idea because the value is under 1cpp and with travel redemption you can easily get upwards of 2cpp or much higher.

Go to this link to see if you are targeted for the promotion. You need to add a membership rewards earning card for this deal. If you do not have one and are looking to apply I highly recommend the American Express blue business card (no annual fees, 2X MR points on the first $50k spent each year and 0% APR for 15 months).

In past I’ve purchased gift cards to places like restaurants, Uber, Netflix to take advantage of savings for places I already eat or shop. Below is an example of how I am using just 1 point to get 20% off ($50) on my purchase. Note in my purchase I have used Amazon giftcards purchased from Kroger to earn fuel points and you may have read my blog where I have paid next to nothing on gas for the last two years. So I am not required to charge the balance of this purchase on the credit card but I can use a combination of credit card (that earns MR points) along with gift cards to further improve my returns and savings.

If you are not targeted for the promotion you may try chatting or calling Amazon as some have reported that Amazon was able to manually add this offer to the account. If you already have a MR earning card make sure to link it now so you can participate in future deals

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